1. What are the qualifications for purchasing a vehicle?

Qualifications to purchase a vehicle is based on employment, years at your residence, previous car purchase history and credit.

2. What is the required down payment to purchase a car?

The minimum down payment is $500.00 but some pay up to $5000.00. The higher your down payment, the lower your monthly payment will be.

3. Can I make a deferred down payment?

Yes. We allow deferred down payments to help you put down the desired allotment before your payments begin. You have up to 30 days to submit more money for your down payment before your payments are due.

4. What are the monthly payments?

Monthly payments range from $325.00 to approximately $550.00. Ask us why we don't offer weekly or bi-weekly payments.

5. How many years will I be paying for my car?

You will be paying for your car ranges from 18 months to 42 months.

6. Do you accept trade-ins?

Yes, we accept trade-ins. We love to take trade-ins.

7. Do you finance people who have had their vehicle repossessed?

Yes. We do finance people with prior repo's. You might hear this concept referred as, "Second Chance Financing"?.

8. Do you finance people with bad credit?

Yes, we finance people with "challenged" credit scores. Not only do we finance people with bad credit but also we help them re-establish their credit.

9. Do you offer a warranty with my vehicle purchase?

Yes, we offer a 12 month/12,000 mile limited warranty (hyperlink to Warranty page) at no charge to you.

10. When can I trade up to a different vehicle?

You can trade up at Kyle Chapman Motors sooner than a lot of other dealers because of we set you up with short-term car loans (approximately 42 months).

11. Do you finance people who live far away?

We sometimes finance people that live a far away. It just depends on individual circumstances.

12. What is the newest year model you offer?

We offer cars as new as 3 years old. (Example: If the year is 2015, then we have vehicles as new as 2012)

13. What happens if I need service to my car after I bought it?

KCM offer a FREE Limited Warranty for 12,000 miles or 12 months, whichever one comes first. After the warranty expires, KCM has a service department for our customers ONLY. Benefit from our purchasing power and receive discounts on your car parts.

14. Do you offer insurance coverage for your customers?

Yes, Collateral Protection Insurance (CPI) is available at Kyle Chapman Motors. CPI covers the vehicle (insurance companies call it "collateral") in the event of an accident. That means if your car is "totaled" in an accident, CPI will pay 100% of the balance due on the financed car. CPI protects your investment. CPI covers damage to a financed vehicle only not to a vehicle that isn't financed. If the vehicle is repairable, CPI will cover all repairs with only a $250 deductible. CPI is NOT liability coverage.